TERMS
OF USE
Last Updated: April, 2026
1. AGREEMENT TO TERMS
These Terms of Use ("Terms") constitute a legally binding agreement between you and Kyten, Inc. ("Company," "we," "us," or "our"), a company incorporated in the United States with its registered address at 74 E Glenwood Ave Unit #5861, Smyrna, DE 19977, governing your access to and use of the Marta service (the "Service"). The Service includes our website, personal account, Telegram bot, and any related interfaces, features, content, integrations, and subscription-based functionality made available through the Service.
By accessing or using the Service, including by signing in through Telegram, using the website, interacting with the bot, starting a trial, purchasing a subscription, or otherwise continuing to use the Service, you confirm that you have read, understood, and agree to be bound by these Terms. If you do not agree with these Terms, you must not access or use the Service.
The Service is intended to provide AI-powered assistance related to personal finance, organization, and decision-making. While the Service is designed to provide helpful insights and recommendations, it does not constitute financial, legal, or investment advice, and should not be relied upon as such.
These Terms should be read together with our Privacy Policy and Cookies Policy, which describe how we collect, use, and protect information in connection with the Service and are incorporated into these Terms by reference. In the event that a specific product, integration, or feature is subject to additional terms, those additional terms will apply to that feature to the extent of any inconsistency.
We may update these Terms from time to time to reflect changes to the Service, our business practices, or applicable law. Updated Terms become effective when posted, and your continued use of the Service after that time constitutes your acceptance of the revised Terms.
2. ELIGIBILITY AND ACCOUNT ACCESS
The Service is available worldwide, but you are responsible for ensuring that your access to and use of the Service is lawful in your jurisdiction. You may use the Service only if you have the legal capacity to enter into a binding agreement under applicable law.
Access to the Service is provided primarily through Telegram-based authentication. When you sign in on the website, you may enter your phone number and receive a login code through Telegram. Access may also be initiated directly through the Telegram bot. In connection with account creation and use of the Service, we may collect and store account-related information such as your phone number, Telegram username, name, and email address where provided.
The Service is not intended for individuals under the age of 13. By using the Service, you confirm that you are at least 13 years old. If you are under the age of legal majority in your jurisdiction, you must have permission from a parent or legal guardian to use the Service.
In accordance with the Children's Online Privacy Protection Act (COPPA), we do not knowingly collect or process personal information from children under the age of 13.
You agree to provide accurate, current, and complete information where applicable and to keep such information reasonably up to date. You are responsible for maintaining the confidentiality and security of your Telegram account and any other credentials or connected services used to access Marta. Activities carried out through your account are treated as authorized by you unless you promptly notify us of unauthorized use.
We may take reasonable measures to protect the integrity and security of the Service, including restricting access, suspending accounts, or limiting functionality where we reasonably suspect misuse, abuse, fraud, unauthorized access, or violation of these Terms.
3. DESCRIPTION OF THE SERVICE
Marta is an AI-powered assistant designed to help users organize, track, and better understand their personal finances. Through the Service, users may log expenses and income, ask financial questions, upload receipts and files, send voice messages, receive automated analytics and insights, and use related tools such as Google Sheets synchronization and reporting features, where available.
The Service may include both free and paid features. Premium functionality may include, among other things, Google Sheets synchronization, photo and receipt scanning, voice message processing, file upload and statement processing, advanced analytics, visual reports, and tools related to recurring payments, loans, or other financial organization features. Free functionality may include a reduced set of tools, such as basic manual logging, simple finance-related questions, editing or deleting existing records, and limited message volume.
The Service is subject to ongoing development. We may change, add, remove, improve, suspend, or discontinue features, functions, plans, integrations, or parts of the Service at any time.
4. ACCEPTABLE USE OF THE SERVICE
The Service is provided for personal, non-commercial use. You agree to use the Service only for lawful purposes and in a manner consistent with these Terms and applicable law.
You must not misuse the Service or attempt to interfere with its normal operation. This includes attempting to gain unauthorized access to the Service or related systems, using automated tools to scrape or extract data, reverse engineering or attempting to derive source code or internal logic, circumventing security or access controls, introducing malicious code, interfering with the infrastructure of the Service, or using the Service in a way that is unlawful, harmful, abusive, deceptive, fraudulent, or infringes the rights of others.
You must not use the Service in a way that could damage our systems, disrupt the experience of other users, or harm the reputation or operation of the Service. All rights granted to you under these Terms may be limited, suspended, or terminated if you breach this section.
5. REGISTRATION, USER DATA, AND USER CONTENT
In order to provide the Service, we process and store the information you submit while using Marta. This may include messages, financial records, transaction details, notes, uploaded files, receipts, screenshots, voice messages, and other content or data you provide through the website, Telegram bot, or connected services.
The Service may also store contextual and account-related information necessary to personalize and operate the Service, such as your name, Telegram username, phone number, email address, preferred currency, time zone, categories, account references, and similar settings. Where you use optional features such as Google Sheets synchronization, you authorize us to create, access, update, and maintain documents on your behalf to deliver the relevant functionality.
Based on the information you provide, the Service may generate derived data such as summaries, analytics, category breakdowns, trends, reports, recommendations, budget-related calculations, and similar outputs. These outputs may be stored as part of the Service in order to provide continuity, improve usability, and respond to future requests.
You retain your rights in the content and data you provide. However, by using the Service, you grant us a non-exclusive, worldwide, royalty-free license to host, store, process, reproduce, analyze, adapt, and use such content solely for the purpose of operating, maintaining, improving, and providing the Service. You represent that you have the necessary rights and permissions to provide any content you submit to the Service and that your content does not violate applicable law or the rights of any third party.
We do not independently verify the accuracy of the information you provide. You remain solely responsible for the accuracy, completeness, legality, and appropriateness of your content and for maintaining any backup copies you may require.
INTELLECTUAL PROPERTY
The Service, including all content, features, functionality, and underlying technology, is owned by Kyten, Inc. or its licensors and is protected by applicable intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to access and use the Service for personal, non-commercial purposes in accordance with these Terms.
6. THIRD-PARTY SERVICES AND INTEGRATIONS
To use certain features of the Service, you may choose to connect or interact with third-party services, platforms, or accounts, including but not limited to Telegram, Google services (such as Google Sheets), and other integrated tools as further described in our Privacy Policy ("Third-Party Services").
Where such features are enabled, the Service may access, process, store, and use information that you provide through these Third-Party Services, including messages, files, account identifiers, and other data ("Third-Party Data"). This information is used solely to provide the functionality of the Service, including generating insights, maintaining records, and enabling integrations such as data synchronization and analytics.
By using such features, you authorize us to access and process Third-Party Data on your behalf and instruct the relevant Third-Party Services to make such data available to us where technically required. You represent and warrant that you have all necessary rights, permissions, and authority to provide such access and to use the connected accounts or services.
You acknowledge that the Service relies on information provided by Third-Party Services and that such information may be incomplete, delayed, or inaccurate. We do not control and are not responsible for the accuracy, availability, legality, or reliability of any Third-Party Data or the services provided by third parties.
You are responsible for maintaining the security of any accounts or services connected to the Service and for ensuring that any information shared through such integrations remains accurate and up to date.
7. SUBSCRIPTIONS, PRICING, AND BILLING
Marta may offer paid subscriptions that provide access to premium functionality. A 7-day free trial may be offered to new users. Unless cancelled before the trial ends, the trial automatically converts into a paid subscription under the selected plan.
At present, pricing includes a monthly plan at $8.90 per month and an annual plan equivalent to $3.74 per month when billed upfront for the yearly period. Pricing, plans, features, trial availability, and billing cycles may be updated from time to time and will be shown at the time of purchase.
Subscriptions may be purchased through the Service interface, including through the Telegram bot or the web interface. By purchasing a subscription, you agree to pay the applicable charges and authorize recurring billing using your selected payment method. Available payment methods may include Russian and international bank cards through third-party payment providers. We do not directly store full payment card details.
Subscriptions renew automatically unless auto-renewal is disabled before the renewal date. You may disable auto-renewal at any time through the Service interface, including through the subscription menu or website account area. If you cancel, your paid access continues until the end of the current paid period, after which your account is downgraded to the free plan.
Where applicable, your renewal may continue at the same subscription price originally offered to you, even if standard prices for new users later change. We reserve the right to change pricing and subscription structures for future billing cycles.
If your payment method fails, is declined, expires, or cannot be charged, we may suspend or terminate access to paid features, retry billing where appropriate, or require that you update your payment method before continuing the subscription.
All payments are processed by third-party payment providers, and we are not responsible for payment processing errors or failures caused by such providers that are outside our reasonable control.
8. REFUNDS AND TRIALS
Subscription fees are generally non-refundable. However, requests relating to accidental charges, technical issues, or billing errors may be reviewed individually by support. Any refund, credit, or billing adjustment is handled on a case-by-case basis at our discretion and in accordance with applicable law.
Where a free trial is offered, starting the trial may require you to provide a payment method. If the trial is not cancelled before the end of the trial period, the subscription automatically becomes paid and the applicable charge will be processed.
9. AVAILABILITY, MAINTENANCE, AND SUPPORT
The Service is provided on a continuously evolving basis. We may perform maintenance, updates, modifications, or emergency actions that temporarily affect access to the Service or parts of it. We do not guarantee uninterrupted availability, error-free operation, or continuous access to any specific feature.
Temporary interruptions may result from maintenance, technical issues, infrastructure failures, connectivity problems, attacks on systems, third-party service outages, or other events beyond our reasonable control. We are not obligated to maintain or update any specific feature or functionality in its current form.
Support may be provided through designated support channels, including Telegram support and email. While reasonable efforts may be made to assist users, no guaranteed response time or support level is promised unless expressly stated otherwise.
10. NO PROFESSIONAL ADVICE
The Service may generate automated insights, recommendations, summaries, analyses, and other outputs based on the data you provide. These outputs are intended to assist with personal organization and understanding of financial information.
The Service does not provide financial, legal, tax, accounting, investment, or other professional advice. Nothing made available through the Service should be interpreted as a substitute for qualified professional advice tailored to your individual circumstances.
The Service relies on artificial intelligence technologies, and outputs may be generated automatically and may not always be accurate or reliable.
No representation or warranty is made regarding the accuracy, completeness, reliability, or suitability of any output generated by the Service. Any decisions you make based on such outputs are made at your own discretion and risk.
You should seek independent professional advice where appropriate before making financial or other significant decisions.
11. PRIVACY
By using the Service, you acknowledge that we will process personal data to the extent necessary to provide the Service under these Terms. The details of how personal data is collected, used, stored, shared, and protected are described in the Privacy Policy, which forms an integral part of these Terms.
Where the Privacy Policy provides for consent-based processing, you may withdraw applicable consent as described in that policy. Your continued use of the Service remains subject to the data practices described there.
12. DISCLAIMER OF WARRANTIES
To the fullest extent permitted by applicable law, the Service is provided on an "as is" and "as available" basis. We make no representations or warranties, express, implied, statutory, or otherwise, regarding the Service, including with respect to availability, reliability, accuracy, fitness for a particular purpose, non-infringement, or merchantability.
We do not warrant that the Service will be uninterrupted, secure, error-free, or free of harmful components, or that defects will be corrected. You expressly acknowledge that your use of the Service is at your sole risk.
Because some jurisdictions do not allow certain warranty exclusions, parts of this section may not apply to you to the extent prohibited by law.
13. LIMITATION OF LIABILITY
To the fullest extent permitted by law, Kyten, Inc. and its affiliates, officers, employees, contractors, licensors, and representatives will not be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages, including loss of profits, loss of data, business interruption, reputational harm, loss of goodwill, or other intangible or economic loss arising out of or relating to your use of or inability to use the Service.
This limitation applies whether the claim is based on contract, tort, negligence, strict liability, warranty, or any other legal theory, even if we have been advised of the possibility of such damages.
To the fullest extent permitted by law, our total aggregate liability for all claims arising out of or relating to the Service or these Terms will not exceed the amount you paid us for the Service during the twelve months preceding the event giving rise to the claim.
Nothing in these Terms excludes or limits liability that cannot be excluded under applicable law.
Some jurisdictions do not allow certain limitations of liability, so some of the above limitations may not apply to you.
14. INDEMNIFICATION
To the fullest extent permitted by law, you agree to indemnify, defend, and hold harmless Kyten, Inc. and its affiliates, officers, employees, agents, licensors, and representatives from and against any claims, liabilities, losses, damages, judgments, costs, and expenses, including reasonable legal fees, arising out of or relating to your use of the Service, your violation of these Terms, your violation of applicable law, your infringement of any third-party rights, or any dispute between you and a third party connected with your use of the Service.
We reserve the right to assume the exclusive defense and control of any matter subject to indemnification by you, in which case you agree to cooperate fully with that defense.
15. TERMINATION AND EFFECT OF TERMINATION
You may stop using the Service at any time. You may also terminate your relationship with the Service by discontinuing use and, where available, requesting deletion of your account.
We may suspend, restrict, or terminate access to the Service or any part of it at any time, with or without notice, where reasonably necessary for technical, operational, legal, security, abuse-prevention, or business reasons, including where we believe you have violated these Terms or used the Service in a way that may harm us, other users, or third parties.
Upon termination, your right to use the Service ceases immediately. Provisions that by their nature should survive termination, including those relating to intellectual property, disclaimers, limitation of liability, indemnification, governing law, severability, and dispute resolution, will survive termination. Data may be retained as required by law or as described in the Privacy Policy.
16. GOVERNING LAW AND DISPUTES
These Terms are governed by the laws of the State of Delaware, United States, without regard to conflict-of-law rules.
Any dispute arising out of or relating to these Terms or the Service shall be subject to the exclusive jurisdiction of the courts located in the State of Delaware, United States, unless applicable consumer protection laws require otherwise.
17. CHANGES TO THE SERVICE AND TERMS
We may change, suspend, discontinue, or restrict the Service or any part of it at any time. We may also amend these Terms from time to time.
Updated Terms will become effective upon posting. Your continued use of the Service after the updated Terms are posted constitutes your acceptance of the revised Terms.
18. SEVERABILITY
If any provision of these Terms is found to be invalid, unlawful, or unenforceable, that provision will be enforced to the fullest extent permitted by law or interpreted in a manner that most closely reflects its original purpose. The remaining provisions will remain in full force and effect.
19. LANGUAGE
These Terms are drafted and made available in English. The English version is the controlling and binding version. Any translation provided is for convenience only.
20. ENTIRE AGREEMENT
These Terms, together with the Privacy Policy, Cookies Policy, and any additional terms expressly incorporated by reference, constitute the entire agreement between you and us regarding the Service and supersede prior understandings relating to the same subject matter.
Our failure to enforce any provision of these Terms does not constitute a waiver of that provision or any other provision. You may not assign these Terms without our prior written consent. We may assign these Terms in connection with a merger, acquisition, restructuring, sale of assets, or similar transaction.
21. CONTACT AND COMPLAINTS
If you have questions, concerns, or complaints regarding the Service or these Terms, you may contact us at:
Kyten, Inc.
74 E Glenwood Ave Unit #5861
Smyrna, DE 19977
United States
Email: hello@meetmarta.io
Support: https://t.me/MartaAI_Support
1. AGREEMENT TO TERMS
These Terms of Use ("Terms") constitute a legally binding agreement between you and Kyten, Inc. ("Company," "we," "us," or "our"), a company incorporated in the United States with its registered address at 74 E Glenwood Ave Unit #5861, Smyrna, DE 19977, governing your access to and use of the Marta service (the "Service"). The Service includes our website, personal account, Telegram bot, and any related interfaces, features, content, integrations, and subscription-based functionality made available through the Service.
By accessing or using the Service, including by signing in through Telegram, using the website, interacting with the bot, starting a trial, purchasing a subscription, or otherwise continuing to use the Service, you confirm that you have read, understood, and agree to be bound by these Terms. If you do not agree with these Terms, you must not access or use the Service.
The Service is intended to provide AI-powered assistance related to personal finance, organization, and decision-making. While the Service is designed to provide helpful insights and recommendations, it does not constitute financial, legal, or investment advice, and should not be relied upon as such.
These Terms should be read together with our Privacy Policy and Cookies Policy, which describe how we collect, use, and protect information in connection with the Service and are incorporated into these Terms by reference. In the event that a specific product, integration, or feature is subject to additional terms, those additional terms will apply to that feature to the extent of any inconsistency.
We may update these Terms from time to time to reflect changes to the Service, our business practices, or applicable law. Updated Terms become effective when posted, and your continued use of the Service after that time constitutes your acceptance of the revised Terms.
2. ELIGIBILITY AND ACCOUNT ACCESS
The Service is available worldwide, but you are responsible for ensuring that your access to and use of the Service is lawful in your jurisdiction. You may use the Service only if you have the legal capacity to enter into a binding agreement under applicable law.
Access to the Service is provided primarily through Telegram-based authentication. When you sign in on the website, you may enter your phone number and receive a login code through Telegram. Access may also be initiated directly through the Telegram bot. In connection with account creation and use of the Service, we may collect and store account-related information such as your phone number, Telegram username, name, and email address where provided.
The Service is not intended for individuals under the age of 13. By using the Service, you confirm that you are at least 13 years old. If you are under the age of legal majority in your jurisdiction, you must have permission from a parent or legal guardian to use the Service.
In accordance with the Children's Online Privacy Protection Act (COPPA), we do not knowingly collect or process personal information from children under the age of 13.
You agree to provide accurate, current, and complete information where applicable and to keep such information reasonably up to date. You are responsible for maintaining the confidentiality and security of your Telegram account and any other credentials or connected services used to access Marta. Activities carried out through your account are treated as authorized by you unless you promptly notify us of unauthorized use.
We may take reasonable measures to protect the integrity and security of the Service, including restricting access, suspending accounts, or limiting functionality where we reasonably suspect misuse, abuse, fraud, unauthorized access, or violation of these Terms.
3. DESCRIPTION OF THE SERVICE
Marta is an AI-powered assistant designed to help users organize, track, and better understand their personal finances. Through the Service, users may log expenses and income, ask financial questions, upload receipts and files, send voice messages, receive automated analytics and insights, and use related tools such as Google Sheets synchronization and reporting features, where available.
The Service may include both free and paid features. Premium functionality may include, among other things, Google Sheets synchronization, photo and receipt scanning, voice message processing, file upload and statement processing, advanced analytics, visual reports, and tools related to recurring payments, loans, or other financial organization features. Free functionality may include a reduced set of tools, such as basic manual logging, simple finance-related questions, editing or deleting existing records, and limited message volume.
The Service is subject to ongoing development. We may change, add, remove, improve, suspend, or discontinue features, functions, plans, integrations, or parts of the Service at any time.
4. ACCEPTABLE USE OF THE SERVICE
The Service is provided for personal, non-commercial use. You agree to use the Service only for lawful purposes and in a manner consistent with these Terms and applicable law.
You must not misuse the Service or attempt to interfere with its normal operation. This includes attempting to gain unauthorized access to the Service or related systems, using automated tools to scrape or extract data, reverse engineering or attempting to derive source code or internal logic, circumventing security or access controls, introducing malicious code, interfering with the infrastructure of the Service, or using the Service in a way that is unlawful, harmful, abusive, deceptive, fraudulent, or infringes the rights of others.
You must not use the Service in a way that could damage our systems, disrupt the experience of other users, or harm the reputation or operation of the Service. All rights granted to you under these Terms may be limited, suspended, or terminated if you breach this section.
5. REGISTRATION, USER DATA, AND USER CONTENT
In order to provide the Service, we process and store the information you submit while using Marta. This may include messages, financial records, transaction details, notes, uploaded files, receipts, screenshots, voice messages, and other content or data you provide through the website, Telegram bot, or connected services.
The Service may also store contextual and account-related information necessary to personalize and operate the Service, such as your name, Telegram username, phone number, email address, preferred currency, time zone, categories, account references, and similar settings. Where you use optional features such as Google Sheets synchronization, you authorize us to create, access, update, and maintain documents on your behalf to deliver the relevant functionality.
Based on the information you provide, the Service may generate derived data such as summaries, analytics, category breakdowns, trends, reports, recommendations, budget-related calculations, and similar outputs. These outputs may be stored as part of the Service in order to provide continuity, improve usability, and respond to future requests.
You retain your rights in the content and data you provide. However, by using the Service, you grant us a non-exclusive, worldwide, royalty-free license to host, store, process, reproduce, analyze, adapt, and use such content solely for the purpose of operating, maintaining, improving, and providing the Service. You represent that you have the necessary rights and permissions to provide any content you submit to the Service and that your content does not violate applicable law or the rights of any third party.
We do not independently verify the accuracy of the information you provide. You remain solely responsible for the accuracy, completeness, legality, and appropriateness of your content and for maintaining any backup copies you may require.
INTELLECTUAL PROPERTY
The Service, including all content, features, functionality, and underlying technology, is owned by Kyten, Inc. or its licensors and is protected by applicable intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to access and use the Service for personal, non-commercial purposes in accordance with these Terms.
6. THIRD-PARTY SERVICES AND INTEGRATIONS
To use certain features of the Service, you may choose to connect or interact with third-party services, platforms, or accounts, including but not limited to Telegram, Google services (such as Google Sheets), and other integrated tools as further described in our Privacy Policy ("Third-Party Services").
Where such features are enabled, the Service may access, process, store, and use information that you provide through these Third-Party Services, including messages, files, account identifiers, and other data ("Third-Party Data"). This information is used solely to provide the functionality of the Service, including generating insights, maintaining records, and enabling integrations such as data synchronization and analytics.
By using such features, you authorize us to access and process Third-Party Data on your behalf and instruct the relevant Third-Party Services to make such data available to us where technically required. You represent and warrant that you have all necessary rights, permissions, and authority to provide such access and to use the connected accounts or services.
You acknowledge that the Service relies on information provided by Third-Party Services and that such information may be incomplete, delayed, or inaccurate. We do not control and are not responsible for the accuracy, availability, legality, or reliability of any Third-Party Data or the services provided by third parties.
You are responsible for maintaining the security of any accounts or services connected to the Service and for ensuring that any information shared through such integrations remains accurate and up to date.
7. SUBSCRIPTIONS, PRICING, AND BILLING
Marta may offer paid subscriptions that provide access to premium functionality. A 7-day free trial may be offered to new users. Unless cancelled before the trial ends, the trial automatically converts into a paid subscription under the selected plan.
At present, pricing includes a monthly plan at $8.90 per month and an annual plan equivalent to $3.74 per month when billed upfront for the yearly period. Pricing, plans, features, trial availability, and billing cycles may be updated from time to time and will be shown at the time of purchase.
Subscriptions may be purchased through the Service interface, including through the Telegram bot or the web interface. By purchasing a subscription, you agree to pay the applicable charges and authorize recurring billing using your selected payment method. Available payment methods may include Russian and international bank cards through third-party payment providers. We do not directly store full payment card details.
Subscriptions renew automatically unless auto-renewal is disabled before the renewal date. You may disable auto-renewal at any time through the Service interface, including through the subscription menu or website account area. If you cancel, your paid access continues until the end of the current paid period, after which your account is downgraded to the free plan.
Where applicable, your renewal may continue at the same subscription price originally offered to you, even if standard prices for new users later change. We reserve the right to change pricing and subscription structures for future billing cycles.
If your payment method fails, is declined, expires, or cannot be charged, we may suspend or terminate access to paid features, retry billing where appropriate, or require that you update your payment method before continuing the subscription.
All payments are processed by third-party payment providers, and we are not responsible for payment processing errors or failures caused by such providers that are outside our reasonable control.
8. REFUNDS AND TRIALS
Subscription fees are generally non-refundable. However, requests relating to accidental charges, technical issues, or billing errors may be reviewed individually by support. Any refund, credit, or billing adjustment is handled on a case-by-case basis at our discretion and in accordance with applicable law.
Where a free trial is offered, starting the trial may require you to provide a payment method. If the trial is not cancelled before the end of the trial period, the subscription automatically becomes paid and the applicable charge will be processed.
9. AVAILABILITY, MAINTENANCE, AND SUPPORT
The Service is provided on a continuously evolving basis. We may perform maintenance, updates, modifications, or emergency actions that temporarily affect access to the Service or parts of it. We do not guarantee uninterrupted availability, error-free operation, or continuous access to any specific feature.
Temporary interruptions may result from maintenance, technical issues, infrastructure failures, connectivity problems, attacks on systems, third-party service outages, or other events beyond our reasonable control. We are not obligated to maintain or update any specific feature or functionality in its current form.
Support may be provided through designated support channels, including Telegram support and email. While reasonable efforts may be made to assist users, no guaranteed response time or support level is promised unless expressly stated otherwise.
10. NO PROFESSIONAL ADVICE
The Service may generate automated insights, recommendations, summaries, analyses, and other outputs based on the data you provide. These outputs are intended to assist with personal organization and understanding of financial information.
The Service does not provide financial, legal, tax, accounting, investment, or other professional advice. Nothing made available through the Service should be interpreted as a substitute for qualified professional advice tailored to your individual circumstances.
The Service relies on artificial intelligence technologies, and outputs may be generated automatically and may not always be accurate or reliable.
No representation or warranty is made regarding the accuracy, completeness, reliability, or suitability of any output generated by the Service. Any decisions you make based on such outputs are made at your own discretion and risk.
You should seek independent professional advice where appropriate before making financial or other significant decisions.
11. PRIVACY
By using the Service, you acknowledge that we will process personal data to the extent necessary to provide the Service under these Terms. The details of how personal data is collected, used, stored, shared, and protected are described in the Privacy Policy, which forms an integral part of these Terms.
Where the Privacy Policy provides for consent-based processing, you may withdraw applicable consent as described in that policy. Your continued use of the Service remains subject to the data practices described there.
12. DISCLAIMER OF WARRANTIES
To the fullest extent permitted by applicable law, the Service is provided on an "as is" and "as available" basis. We make no representations or warranties, express, implied, statutory, or otherwise, regarding the Service, including with respect to availability, reliability, accuracy, fitness for a particular purpose, non-infringement, or merchantability.
We do not warrant that the Service will be uninterrupted, secure, error-free, or free of harmful components, or that defects will be corrected. You expressly acknowledge that your use of the Service is at your sole risk.
Because some jurisdictions do not allow certain warranty exclusions, parts of this section may not apply to you to the extent prohibited by law.
13. LIMITATION OF LIABILITY
To the fullest extent permitted by law, Kyten, Inc. and its affiliates, officers, employees, contractors, licensors, and representatives will not be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages, including loss of profits, loss of data, business interruption, reputational harm, loss of goodwill, or other intangible or economic loss arising out of or relating to your use of or inability to use the Service.
This limitation applies whether the claim is based on contract, tort, negligence, strict liability, warranty, or any other legal theory, even if we have been advised of the possibility of such damages.
To the fullest extent permitted by law, our total aggregate liability for all claims arising out of or relating to the Service or these Terms will not exceed the amount you paid us for the Service during the twelve months preceding the event giving rise to the claim.
Nothing in these Terms excludes or limits liability that cannot be excluded under applicable law.
Some jurisdictions do not allow certain limitations of liability, so some of the above limitations may not apply to you.
14. INDEMNIFICATION
To the fullest extent permitted by law, you agree to indemnify, defend, and hold harmless Kyten, Inc. and its affiliates, officers, employees, agents, licensors, and representatives from and against any claims, liabilities, losses, damages, judgments, costs, and expenses, including reasonable legal fees, arising out of or relating to your use of the Service, your violation of these Terms, your violation of applicable law, your infringement of any third-party rights, or any dispute between you and a third party connected with your use of the Service.
We reserve the right to assume the exclusive defense and control of any matter subject to indemnification by you, in which case you agree to cooperate fully with that defense.
15. TERMINATION AND EFFECT OF TERMINATION
You may stop using the Service at any time. You may also terminate your relationship with the Service by discontinuing use and, where available, requesting deletion of your account.
We may suspend, restrict, or terminate access to the Service or any part of it at any time, with or without notice, where reasonably necessary for technical, operational, legal, security, abuse-prevention, or business reasons, including where we believe you have violated these Terms or used the Service in a way that may harm us, other users, or third parties.
Upon termination, your right to use the Service ceases immediately. Provisions that by their nature should survive termination, including those relating to intellectual property, disclaimers, limitation of liability, indemnification, governing law, severability, and dispute resolution, will survive termination. Data may be retained as required by law or as described in the Privacy Policy.
16. GOVERNING LAW AND DISPUTES
These Terms are governed by the laws of the State of Delaware, United States, without regard to conflict-of-law rules.
Any dispute arising out of or relating to these Terms or the Service shall be subject to the exclusive jurisdiction of the courts located in the State of Delaware, United States, unless applicable consumer protection laws require otherwise.
17. CHANGES TO THE SERVICE AND TERMS
We may change, suspend, discontinue, or restrict the Service or any part of it at any time. We may also amend these Terms from time to time.
Updated Terms will become effective upon posting. Your continued use of the Service after the updated Terms are posted constitutes your acceptance of the revised Terms.
18. SEVERABILITY
If any provision of these Terms is found to be invalid, unlawful, or unenforceable, that provision will be enforced to the fullest extent permitted by law or interpreted in a manner that most closely reflects its original purpose. The remaining provisions will remain in full force and effect.
19. LANGUAGE
These Terms are drafted and made available in English. The English version is the controlling and binding version. Any translation provided is for convenience only.
20. ENTIRE AGREEMENT
These Terms, together with the Privacy Policy, Cookies Policy, and any additional terms expressly incorporated by reference, constitute the entire agreement between you and us regarding the Service and supersede prior understandings relating to the same subject matter.
Our failure to enforce any provision of these Terms does not constitute a waiver of that provision or any other provision. You may not assign these Terms without our prior written consent. We may assign these Terms in connection with a merger, acquisition, restructuring, sale of assets, or similar transaction.
21. CONTACT AND COMPLAINTS
If you have questions, concerns, or complaints regarding the Service or these Terms, you may contact us at:
Kyten, Inc.
74 E Glenwood Ave Unit #5861
Smyrna, DE 19977
United States
Email: hello@meetmarta.io
Support: https://t.me/MartaAI_Support